Settle Inventory Instantly.
Zero Paper Cash Risk.
Transporting physical paper gourdes across urban transit corridors carries severe extortion and security liabilities. HTD enables wholesale distributors and neighborhood shops to settle invoices phone-to-phone in seconds, using the 5:1 Haitian Dollar pricing you already use.
Operational Advantages
Eliminate Highway Transit Risk
No need to carry physical sacks of gourdes between warehouses and retail depots.
Zero Cost P2P Transfers
Transactions between merchant wallets are instant and fee-free, avoiding tiered mobile cash-out fees.
Instant Cash-Out On-Demand
Cash out directly into your local business balance whenever physical working capital is needed.
From Delivery to Settlement
Accept payments and pay suppliers without banking delays or handling paper cash.
Accept HTD via Dynamic QR
Generate an instant invoice in Haitian Dollars (H$). Customers or retail partners scan your dynamic merchant QR code from their mobile device to settle invoices in seconds.
Restock Wholesalers Directly
Keep value digital. Re-spend your accumulated HTD directly to your wholesale suppliers and distributors within the merchant network with zero transaction fees.
Redeem for Cash On-Demand
When paper payroll or operational expenses require cash, trigger a redemption to receive gourdes on your phone or at local agents in minutes.
Transparent Commercial Fee Structure
Compare B2B supplier transactions through HTD against traditional cash handling and mobile agent fees.
| Transaction Type | HTD Merchant Network | Traditional Mobile Cash |
|---|---|---|
| Customer pays merchant with HTD | 0.5% (paid by merchant) | 1.5% – 3.5% Card / Mobile Fees |
| Merchant pays supplier with HTD (B2B restock) | 0% (free) | Tiered Transfer Fees |
| Merchant redeems HTD for cash via MonCash | 3% bridge fee | Up to 4% – 6% Tiered Street Fees |
| Settlement Speed | < 2 Seconds (Instant) | Hours to Days (Physical Delivery) |
B2B supplier restock transfers are always free. Only MonCash fiat redemptions carry the 3% bridge fee.
Register Your Business for the Pilot
Join the closed pilot network for wholesale suppliers, depots, and high-volume retail merchants.